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John Fedele/Getty Images When it comes to being eligible for certain types of retirement savings accounts, not all earners are created equal. High-income individuals are shut out from contributing directly to a Roth IRA. But even if your income is more than the maximum allowed, there is...
Jon Feingersh Photography Inc /Getty Images The Roth IRA is a unique type of investment account that offers every future retiree’s dream — the prospect of tax-free income after they reach retirement age. Like any retirement account, however —  and really, anything that has to do with the...
Hinterhaus Productions/Getty Images Should you fund your retirement even after you retire? The idea may seem counterintuitive, but for retirees still working part time, continuing to seed a tax-deferred individual retirement account can ensure that they have enough money to enjoy retirement long into the future. “If...
1 of 7 Begin slideshow Kevin Kozicki/Getty Images Why do a Roth...
jondpatton/Getty Images A Roth 401(k) and a Roth IRA sound similar — and they are. Contributions are made after taxes — meaning your taxable income isn’t reduced by the amount of your contributions when you file your taxes. But you get a tremendous tax advantage down the road, since...
Luis Alvarez/Getty Images IRAs are a powerful resource in helping you reach your retirement savings goals. While these tax-advantaged accounts may seem complicated at first, the basics are much easier to understand than you might think.What is an IRA?An individual retirement arrangement, or IRA, (also referred...
Westend61/Getty ImagesWhile 2018 is long gone, taxpayers have a valuable opportunity to save on their income taxes by contributing to a traditional IRA. It’s one of the only things that you can still do to reduce your 2018 taxes, and it’s an easy move to...
1 of 5 Begin slideshow Portra Images/Getty Images How a spousal IRA can...
1 of 8 Begin slideshow Hero Images/Getty Images No. 1: Living only for...
1 of 7 Begin slideshow Igor Butseroga/Getty Images Looking for alternatives You might...