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John Fedele/Getty Images When it comes to being eligible for certain types of retirement savings accounts, not all earners are created equal. High-income individuals are shut out from contributing directly to a Roth IRA. But even if your income is more than the maximum allowed, there is...
Jon Feingersh Photography Inc /Getty Images The Roth IRA is a unique type of investment account that offers every future retiree’s dream — the prospect of tax-free income after they reach retirement age. Like any retirement account, however —  and really, anything that has to do with the...
Hinterhaus Productions/Getty Images Should you fund your retirement even after you retire? The idea may seem counterintuitive, but for retirees still working part time, continuing to seed a tax-deferred individual retirement account can ensure that they have enough money to enjoy retirement long into the future. “If...
1 of 7 Begin slideshow Kevin Kozicki/Getty Images Why do a Roth...
jondpatton/Getty Images A Roth 401(k) and a Roth IRA sound similar — and they are. Contributions are made after taxes — meaning your taxable income isn’t reduced by the amount of your contributions when you file your taxes. But you get a tremendous tax advantage down the road, since...
Luis Alvarez/Getty Images IRAs are a powerful resource in helping you reach your retirement savings goals. While these tax-advantaged accounts may seem complicated at first, the basics are much easier to understand than you might think. What is an IRA? An individual retirement arrangement, or IRA, (also referred...
Westend61/Getty Images While 2018 is long gone, taxpayers have a valuable opportunity to save on their income taxes by contributing to a traditional IRA. It’s one of the only things that you can still do to reduce your 2018 taxes, and it’s an easy move to...
1 of 5 Begin slideshow Portra Images/Getty Images How a spousal IRA can...
1 of 8 Begin slideshow Hero Images/Getty Images No. 1: Living only for...
1 of 7 Begin slideshow Igor Butseroga/Getty Images Looking for alternatives You might...