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MoMo Productions/Getty Images Unlike what you have come to expect from a personal loan, a personal line of credit (PLOC) is quite a different experience entirely. For one, you usually apply for a line of credit only when you have an expense (or expenses) that is...
Hinterhaus Productions/Getty Images Life happens and sometimes we’re hit with a big expense that we just can’t foot the bill on. When faced with medical expenses, large moving costs, consumer products, or even repairs on your home, a personal loan might be the answer to getting you...
MANDEL NGAN/Getty Images As the partial government shutdown enters its third week, many federal workers are starting to feel the strain on their wallets. An estimated 800,000 federal workers are affected by the shutdown, which is pushing to be the longest in history. That figure includes 380,000...
@Pinningnarwhals/Twenty20 Getting a personal loan with a relatively low interest rate isn’t expected to be a problem in 2019, as long as a much feared an economic downturn doesn’t rear its head. Some lenders are offering personal loans with interest rates as low as about 6 percent...
Alissa Kumarova/Shutterstock When your debt spirals out of control and gets too hard to handle, it’s important to find the right financial tools to help you take control and get out of the red. Just as there are strategies to build wealth, there are ways to dig...
@balazscsaba2006/Twenty20 Got a lousy credit score and a lot of debt and want to fix it with a debt consolidation loan? Options for these bad credit loans, which merge multiple debts into one monthly payment, are limited, but they do exist. Debt consolidation loans for people with poor...
iStock.com/Aquir Many lending upstarts are moving away from the FICO score in credit decisions, using new scoring models aimed at expanding credit for personal loans. Social Finance Inc. (SoFi), a San Francisco company, is one of the biggest to do so. The company, which offers student loan refinancing,...
iStock.com/franckreporter Ted Cruz, currently a leading contender for the 2016 Republican presidential nomination from Texas, failed to disclose hundreds of thousands in personal loans when he ran for the Senate in 2012, reports CNN Politics. That’s a potential violation of federal election rules. What loans? According to CNN Politics,...
LifesizeImages/DigitalVision/Getty Images Quicken Loans, the 2nd largest retail mortgage lender in the country, is expanding into the world of personal loans. On Feb. 2, the parent company of Quicken, Rock Holdings Inc., announced the launch of RocketLoans, an online service offering personal loans of up to $35,000. That...
Investors in Chinese online peer-to-peer lender Ezubao chant slogans during a protest in Beijing on February 4, 2016. The protest came days after China announced that 21 people had been arrested on suspicion of defrauding around 900,000 people of more than 50 billion yuan (7.6 billion...