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MinDof/Shutterstock Maybe you’re looking for a way to pay down your holiday debt, cover the cost of a car repair or pay for your wedding. A personal loan can be a quick source of cash, typically without the high interest rates of a credit card or...
Luis Alvarez/Getty Images Payday loans target consumers with no credit or low credit scores. These high-interest loans promise fast cash until the next paycheck comes in, but oftentimes they create dangerous cycles of new loans to pay off the old ones, draining finances and pushing borrowers...
MoMo Productions/Getty Images Unlike what you have come to expect from a personal loan, a personal line of credit (PLOC) is quite a different experience entirely. For one, you usually apply for a line of credit only when you have an expense (or expenses) that is...
iStock.com/mj0007 Recent grads in New York are getting a break on student loans. New York state recently started offering a loan forgiveness program that provides up to 24 months of relief for federal student loan debt. What’s the program? Called the “Get on Your Feet Loan Forgiveness...
Lucia Lambriex/Getty Images Personal loans are a great way to pay for unplanned expenses like car repairs, to consolidate high-interest credit card debt or just get cash at a low rate for any old reason. But before you borrow, know the basics of personal loans. Unlike a car loan...
PeopleImages/Getty Images There are lots of reasons to take out a personal loan and plenty of advantages. Personal loans can be used to pay off credit cards and consolidate your outstanding debt, among other things. And, unlike other forms of financing, unsecured personal loans don’t need...
Hinterhaus Productions/Getty Images Life happens and sometimes we’re hit with a big expense that we just can’t foot the bill on. When faced with medical expenses, large moving costs, consumer products, or even repairs on your home, a personal loan might be the answer to getting you...
BravoKiloVideo/Adobe Stock A personal loan can be a great way to get the cash you need to consolidate debt, finance a home improvement project or just about anything else. The average interest rate on a two-year personal loan is 10.70%, according to the Federal Reserve,...
Oliver Strewe/Getty Images If you’re a frequent traveler to destination resorts, a timeshare sales pitch is almost inevitable. For certain perks you’ll be pushed to make an on-the-spot purchase at a price typically good for that day only — payable by cash, a credit card or personal...
MANDEL NGAN/Getty Images As the partial government shutdown enters its third week, many federal workers are starting to feel the strain on their wallets. An estimated 800,000 federal workers are affected by the shutdown, which is pushing to be the longest in history. That figure includes 380,000...